A flexible starting point
$1,000 · one-time
Financial Foundations
A standalone 4-meeting engagement that gives you clarity on where you are and a plan for where you're going.
Applies toward either service tier:
For Portfolio Management, your AUM fees still apply, but the first-year $1K minimum is waived. For Let's Build This Together, it credits toward your first-year planning fee.
For Portfolio Management, your AUM fees still apply, but the first-year $1K minimum is waived. For Let's Build This Together, it credits toward your first-year planning fee.
What's included
- Financial Overview — income, expenses, assets, debts, and goals framework
- Money In — income planning and growth strategy
- Money Out — spending plan built around your goals and lifestyle
- Lifestyle Design — putting it all together into a clear action plan
- Investment Education — asset classes and diversification overview
- Monarch Money partner account included ($60 4-month value)
Or jump right in
1% AUM · $1K minimum
Portfolio Management
A portfolio designed for what you've built and where you're headed. Disciplined, professional management without an ongoing planning relationship.
What's included
- Portfolio construction aligned to your goals and risk tolerance
- Ongoing rebalancing and drift management
- Tax-loss harvesting opportunities
- Investment Policy Statement (IPS)
- Quarterly portfolio calibration (performance review, allocation check-in)
- Equity compensation review — RSU, ESPP optimization strategy
- Custodial account setup and management via Charles Schwab
AUM fee schedule — graduated
1%
on the first $1M
0.75%
on the next $1M ($1M–$2M)
0.50%
on assets over $2M
Each rate applies only to the assets within that band, not your whole balance. $1K minimum fee.
Who is this for?
Investors with a clear financial picture who want disciplined, professional management without an ongoing planning relationship. Ideal for clients who understand their goals and want a trusted partner to manage their portfolio.
$3K/yr planning + AUM
Let's Build This Together
A plan designed for your life, mapping the path to your goals. Full portfolio management plus an ongoing planning relationship.
What's included
- Comprehensive financial plan — Financial Overview, Money In, Money Out, and Lifestyle Design
- Variable income and retirement cash flow planning
- Multi-scenario retirement projections
- Social Security optimization
- Goal prioritization and life planning
- Monthly planning meetings
- Annual plan refresh
- Monarch Money partner account included ($180 annual value)
AUM fee schedule — graduated
0.9%
on the first $1M
0.6%
on the next $1M ($1M–$2M)
0.50%
on assets over $2M
Each rate applies only to the assets within that band, not your whole balance. Planning fee serves as the engagement minimum.
Who is this for?
Clients who want guidance across their full financial picture and an ongoing planning relationship alongside their portfolio. Ideal for tech and sales professionals navigating variable compensation, equity awards, and complex financial decisions.
Curious what this looks like for your specific numbers?
Enter your investable assets
$
Portfolio Management
$5,000
(1.00% effective rate)
Let's Build This Together
$7,500
(0.90% effective rate + $3,000 planning fee)
Portfolio Management
Let's Build This Together
As assets grow, each additional dollar is charged at a lower rate — the blended rate you actually pay declines the more you invest.
Fees shown are estimates based on published rates and update as you change the asset figure above. Your actual fee will be confirmed in your advisory agreement.
I'm paid directly by you, not by commissions or product sales. That means my advice is built around your interests.
Schedule a Free ConsultationAll fees are billed against assets under management unless otherwise noted.
Adam Advisory is a registered investment advisor in the state of Arizona. This is not an offer or solicitation to buy or sell any security. See our full disclosures for important information.